When a cyber incident strikes, every minute counts—and so does your coverage. Fortunately, OMAG offers up to $50,000 in Cyber Breach Response Coverage through MLPP Coverage K to help your municipality respond swiftly and effectively. But even with strong support in place, your city still has critical responsibilities in protecting itself from cyber threats.

Understanding OMAG’s Cyber Liability Coverage

OMAG’s Cyber Breach Response Coverage includes:

Legal consultation
Digital forensics
Public communication strategies
Vendor negotiation (including ransom guidance)
Regulatory compliance and response guidance

This coverage can make a major difference in the aftermath of a breach—but only if the incident is reported on time. OMAG must be notified within 60 days of the incident to activate coverage. However, if remediation efforts have already started, that reporting window shrinks to just 7 days. Waiting too long may result in the loss of critical support.

What Your City Still Needs to Do

While OMAG covers many of the complex components of cyber response, municipalities still have essential responsibilities to help mitigate risks and maximize their protection. Here’s what your city should be doing now:

Report the incident immediately once it’s discovered.
Train staff to recognize early warning signs like phishing emails, system lockouts, or suspicious login activity.
Back up data regularly and ensure backups are secure.
Assign a cyber response lead or coordinator to guide your team in an emergency.
Never attempt to communicate with cybercriminals on your own. Always contact OMAG first for assistance.

By taking these steps and understanding your responsibilities, your city can confidently respond to cyber threats—and take full advantage of OMAG’s powerful breach support.