Cyber Breach Response Coverage

As part of OMAG's Municipal Liability Protection Plan, our Cyber Breach Response Coverage helps safeguard municipalities in the event of a cyberattack or data breach. This coverage includes protection and support in the following key areas:

• Cyber Extortion – Coverage for threats to damage, release, or restrict access to data unless a ransom is paid.
• E-Crime – Protection against unauthorized electronic transfers, phishing, social engineering, and other cybercrimes.
• Data Recovery Costs – Reimbursement for costs incurred to restore or recover lost or damaged data.
• Breach Notification Compliance – Assistance with meeting state or federal breach notification laws.
• Credit Monitoring – Coverage for costs associated with providing credit monitoring services to affected individuals.

How to File a Cyber Claim

If you suspect a cyber breach or incident, contact OMAG's Claims Department immediately. Prompt notification is essential for an effective response and to ensure your coverage is applied efficiently.

For more information on what steps to take following a cyber incident, please refer to the resource linked below.