Spring brings warmer weather and increased activity, but also a rise in claims. Below are three common spring risk areas and practical steps to help prevent them.

Potholes: The Lingering Impact of Winter

As winter fades, freeze-thaw cycles weaken pavement and create potholes that can lead to vehicle damage and injury claims, making early inspections of high-traffic and problem areas, prioritizing repairs (even temporary ones), maintaining clear documentation with photos, and responding promptly to complaints with appropriate signage essential for reducing risk and demonstrating reasonable maintenance efforts if a claim arises.

Tree Trimming & Liability Before Storm Season

Spring storms can turn overgrown or weakened trees into serious hazards, with falling limbs causing damage and injuries, making proactive trimming of dead or overhanging limbs, focusing on high-risk areas, using properly insured contractors with clear agreements, and maintaining inspection records essential for improving public safety and reducing costly property and injury claims.

Lawn Mowing & Weed Eating Damage: Small Tasks, Frequent Claims

Lawn care tasks like mowing and weed eating are a common source of property damage from flying debris, making it important to clear work areas, use properly maintained equipment with guards, adjust techniques near structures, establish buffer zones, train staff and contractors, and document procedures to help reduce avoidable claims.