During times of rising insurance premiums, being part of a governmental risk pool like OMAG offers important advantages beyond just rates. Members benefit from long-term support, customized services designed for municipalities, and a shared commitment to managing risk in a way that prioritizes community needs and continuity of coverage.
Stable and Predictable Rates
OMAG pools resources to help maintain more consistent rates over time. While private insurers may offer lower initial quotes, they can also raise rates significantly or limit coverage after a claim.
Risk pools are built for stability and reliability.
Invested in Your Long-Term Success
OMAG is committed to supporting its members through a variety of Value-Added services that help reduce risk and strengthen financial health.
Our Value-Added Services Include:
- Loss Control Initiatives – Programs to help reduce claims
- Grant Programs – Financial support for risk management improvements
- Supplemental Training – Resources to help you manage risk more effectively
Mission-Driven, Not Profit-Driven
As a not-for-profit organizationThis means all revenue goes back to improving services and maintaining fair rates for members, OMAG's focus is on ensuring fair and reasonable rates—not maximizing profits.
Your premiums are designed to cover liabilities, not to generate excess revenue.
A Track Record of Sustainability
OMAG has demonstrated consistent, member-focused financial management over many years, balancing fair rates with comprehensive coverage.
OMAG By The Numbers
Our Commitment to Stability
In Summary
Remaining a member of a government risk pool like OMAG means choosing consistency, long-term support, and a member-first approach.
It's a smart, future-focused decision for your municipality.