Since 2001, OMAG's Municipal Property Protection plan has provided coverage for municipal structures and their contents.

Structures: Municipal buildings, water storage structures, water/waste water treatment facilities, stationary generators, electric transformers and substations, emergency sirens and municipal park and airport structures.

Contents: Property inside or on those structures such as furniture or fixtures or machinery or equipment used in municipal business.

Fine Arts: Properties of rarity, historic value or artistic merit such as paintings, statuary, rare books or antique furniture. 

Benefits of the Municipal Property Protection Plan include:

  • 100% Replacement Cost

  • Various Deductibles Per Occurrence

  • Special Cause of Loss Form, including Theft

  • Extra Expense Coverage

  • Equipment Breakdown Included

  • Sanitary Sewer Overflow Protection

  • Earth Movement Coverage

You may also use the Add/Delete/Modify Building and Contents PDF Form and print, fax or mail the form to our Underwriting department. Please note, we recommend using our online form above.

For best results, download and install the Adobe Acrobat Reader to view OMAG's PDF forms.

At any time, you may contact the Underwriting Department for assistance on how to modify your coverage, add or remove buildings or properties, or to inquire about the status of your coverage. You are welcome to use the online forms here to make changes to your coverage, or email your changes to


If you do not currently participate in OMAG’s Municipal Property Protection Plan but would like to compare our competitive premiums and flexible coverage options, please visit our Request a Quote page to start the process.


Please submit a copy of the OMAG Property Loss Claim form to Please contact the OMAG Claims Department with any questions or to submit any relevant claim forms or documentation.