The OMAG Workers' Compensation Plan consists of two program types:

• Retention Plan - a self-funded program that allows a municipality to pay into its own loss fund from which claims are paid. When claims are less than the loss fund, the difference is returned to the municipality. 235 municipalities were refunded $3 million in 2005, which brings the total to over $30 million refunded in the last 19 years.
• First Dollar Group - a standard policy based upon payroll by classification of employee. This program does not provide any premium refund.

New quotes are provided under the First Dollar Group only.

Workers' Compensation Plan claims administration is provided by Consolidated Benefits Resources (CBR).